Credit Information

Credit Information

Credit Card Debt: How To Control It


A lot of people spend more money than they can afford to repay toward their credit card debts. To regain control over your finances and to manage your debt, here are some solutions you can try.

Understanding the Function of Credit


What is Credit?Credit is the backbone and the engine behind the workings of the economy. Credit simply allows individuals and companies to borrow funds in good faith and pay it back over a specified time frame.

Cutting Credit Card Costs


What are the APRs charged by the credit cards in your wallet? If you are paying more than 12% interest on any of them, you are probably paying too much. The prime rate is currently in the single digits, so credit card companies that charge above 13% APR are overcharging.

Restore Your Credit Rating And Reduce Your Debts


Your credit rating affects many areas of your life. Opening new credit accounts, buying a home or car, getting a new job, and receiving discounts on insurance rates are just a few of the things that are impacted by your credit score.

How Your Credit History Can Affect Your Life


Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle.

10 Signs You May Need Credit Counseling


Debt management programs can be of real help for people that discover they cannot face their debts. At first, they will attempt to solve the situation all by themselves by cutting down on spending and keeping a close eye on accounts.

Common Credit Score Myths


A lot of credit score myths about fico score ratings get spread around and some of them are just outdated information. Sometimes even lenders can give you the wrong advice and it can get confusing.

Finding and Applying for the Right Credit Card Offer Online


Anywhere you go online nowadays, you will see a multitude of ads for credit cards. Some offer low interest rate for an introductory period, or bonus frequent flyer miles while others offer real discounts on new vehicles and equipment.

Cash Back vs. Rewards Credit Cards


Ah, the sweet rewards of using credit!Not only do you get immediate gratification with the buy now-pay later plastic, but now, many credit cards offer rewards and incentives for using their card to make purchases. You can get cash back, or gift cards, or 'reward points' that you can spend on merchandise or services from various merchants.

Avoiding College Credit Card Traps


Congratulations college freshman! You're about to embark on one of the most exciting times of your life. By now your parents, siblings, and friends have offered you all kinds of advice on how to make your transition to college smoother - how to get along with your roommate, what classes to take and which ones to avoid, where to find the best off-campus food, and how to stay safe on campus.

Credit Report Secrets: Do You Know What They Reveal?


If you've ever applied for a credit card or loan, you've probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so it's well worth your time to be sure that you understand what your credit report says about you.

Identity Theft - Monitor Your Credit Report


The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed computer virus, nearly forty million credit card numbers were stolen, and cardholders nationwide are justifiably concerned about identity theft.

Which Business Credit Cards with Reward are the Best?


Thinking of applying for a credit card with a reward program to help you and your business? Here is a brief guide to some of the best programs on the internet.The Platinum Business Credit Card with rewards from American Express is a great offer.

Manage Your Credit Wisely


Getting your first credit card is a big deal and all young people look forward to it with bated breath. We wait for years to be able to apply successfully for out own credit card.

Credit Report - How Your Credit Score is Determined


Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co.

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MORE RESOURCES:

BBC News

Former Credit Suisse broker arrested in US
Swissinfo, Switzerland - 1 hour ago
A former Credit Suisse broker has been arrested for fraud and conspiracy over deceptive sales of subprime-related auction-rate debt in the United States. ...
Former Credit Suisse broker charged with subprime-linked fraud in ... International Herald Tribune
UPDATE 1-FBI arrests ex-Credit Suisse broker Reuters
Criminal charges for ex-Credit Suisse brokers Independent
Washington Post - Forbes
all 467 news articles


CEP News

S&P upgrades Raytheon credit ratings 1 notch
CNNMoney.com - 13 hours ago
S&P upgraded the company's long-term corporate credit rating to "A-" from "BBB+." The outlook is "Stable." The Waltham, Mass. ...
Credit rating soars in District 300 Northwest Herald
Starbucks downgraded to 'BBB' on weakening credit metrics - S&P Hemscott
S&P cuts National City credit rating The Plain Dealer - cleveland.com
Wall Street Journal - Forbes
all 87 news articles


Credit Crunch: The Sequel
U.S. News & World Report, DC - 17 hours ago
And that certainly seemed to be the case in March when investment bank Bear Stearns became the highest-profile victim of the credit crisis. ...
UPDATE 1-US banks' direct borrowing hits record in week Reuters
UPDATE:Comml Bks Set Record For Avg Discount Window Borrowing FXstreet.com The Foreign Exchange Market
The Market: What the Pros Are Saying BusinessWeek
The Associated Press - San Jose Mercury News
all 76 news articles


UPDATE 1-US credit problems far from over - FDIC's Bair
Reuters - 7 hours ago
"You simply must accept that the credit downturn is far from over," Bair said in prepared remarks to a banking group in Florida, a state where the US ...
On credit watch RightSide Advisors
Bank Failures Rising How to Protect Your Money Inglewood Today
FDIC Quandary Could Stick US Taxpayers With the Tab for the US ... Money Morning
InvestmentNews - Sarasota Herald-Tribune
all 16 news articles


LA Financial Federal Credit Union and Operation HOPE Partner to ...
MarketWatch - 8 hours ago
As a result of the partnership, HOPE will offer "one-on-one" home ownership, credit and money management counseling to LA Financial members and unbanked ...


To Your Credit, Two Cards
Washington Post, United States - 1 hour ago
Dear Heloise: My suggestion is to carry two (different type -- Heloise) major CREDIT CARDS. When in a foreign country recently, I found an airport desk that ...


Legg Mason's stock hit by Credit Suisse downgrade
Reuters - 12 hours ago
Credit Suisse analyst Craig Siegenthaler downgraded Legg Mason, the No. 2 publicly traded US asset management company, to "underperform" from "neutral," ...
After Credit Suisse downgrade, Legg shares fall Daily Record (subscription)
Legg Mason leads financials lower MarketWatch
Legg Mason shares slide after ratings downgrade Forbes
24/7 Wall St. - MarketWatch
all 20 news articles


Police seek credit union robber
Salt Lake Tribune, United States - 9 hours ago
Posted: 3:57 PM- Salt Lake City police are seeking the man who robbed a credit union Thursday. The Mountain America Credit Union at 1225 S. Redwood Road was ...
Man robs credit union KSL-TV
Officers searching for man who robbed credit union Deseret News
all 3 news articles


Washington Post

Agent's credit cards led to arrests
Houston Chronicle, United States - 6 hours ago
By PEGGY O'HARE Authorities have arrested two people linked to credit cards stolen from a Woodlands federal agent who died after he was severely beaten ...
Thomas J. Byrne; DEA Supervisory Agent in Houston Washington Post
all 3 news articles


RTT News

Boston Fed's Rosengren says financial problems have evolved into ...
Forbes, NY - Sep 3, 2008
WASHINGTON (Thomson Financial) - What started as a liquidity crunch among banks now appears to have turned into a full-fledged credit crunch, as more banks ...
US growth sluggish in face of credit crunch: Fed Reuters
This credit crunch is going to bite: Rosengren MarketWatch
Fedspeak Highlights: Boston’s Rosengren on the Credit Crunch Wall Street Journal Blogs
Bloomberg - Reuters
all 55 news articles

Credit - Google News

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